Capchase

Overview

Capchase is a fintech company founded in 2020 that provides revenue-based financing and B2B payment solutions primarily to SaaS companies. It offers non-dilutive capital by advancing up to 70% of annual recurring revenue (ARR) and flexible buy-now-pay-later options for B2B purchases, operating in countries including the US, UK, Canada, Spain, and others. The company has raised over $1 billion in funding, deployed $2.5 billion to more than 4,000 companies, and serves over 10,000 vendors and buyers.¹²

History

Capchase was founded in May 2020 by co-founders Miguel Fernandez Larrea (CEO), Luis Basagoiti Marques (COO), Ignacio Moreno Pubul, and Przemek Gotfryd to address cash flow gaps in SaaS companies through revenue-based financing. In 2021, it launched Capchase Grow and secured a $125M Series A round, expanding to the US, UK, and Spain. The company raised an $80M Series B in 2022, launched Capchase Pay, surpassed $1 billion in financing, and expanded to additional European countries and Canada.¹²

Product Lines

Manufacturing

As a fintech software company, Capchase does not manufacture physical products; it develops and operates its financing and payment platform in-house from offices in New York, London, Madrid, and Barcelona.

Notable Products

• Capchase Grow - Revenue-based financing advancing up to 70% of future ARR without equity dilution.
• Capchase Pay - Buy-now-pay-later solution for B2B purchases of software and hardware.
• Financial Analytics - Analytics tools integrated with financing solutions for growth insights.

Reputation

Capchase is recognized for innovation in non-dilutive financing, ranking #1 in G2's B2B installment payments category and featured in Forbes Next Billion-Dollar Startups. Professionals value its speed and SaaS focus, with over $2.5B deployed to 4,000+ companies. Some note reliance on predictable ARR limits accessibility for early-stage firms.¹²