DEGIRO

Active

Country: Netherlands (NL)
Founded: 2013
Developer: DEGIRO Group Limited (flatexDEGIRO Bank Dutch Branch)
Pricing: Commission-free for some ETFs; low fees for stocks, bonds, options
Open source: No
Platforms: Web, iOS, Android

Indexes

Investing/Portfolio

Overview

DEGIRO is an online brokerage platform based in Amsterdam, Netherlands, founded in 2013 by former BinckBank employees to provide retail investors access to global securities exchanges. It enables trading of stocks, bonds, mutual funds, options, ETFs, and warrants across multiple European countries including the Netherlands, UK, Germany, and others. The platform stands out with tiered account profiles (Basic, Active, Trader, Day Trader) that adjust trading limits and risks based on user experience.

Key Features

Tiered Profiles - Basic, Active, Trader, Day Trader profiles with increasing risk levels and trading permissions.
Global Exchange Access - Online access to securities exchanges worldwide for stocks, bonds, ETFs, options, warrants.
Mobile Trading - iOS and Android apps for trading on the go.
Debit Money Transfer - Available in higher profiles for fund transfers.
Derivatives Trading - Access to derivatives in Trader and Day Trader profiles.
Day Trading Limits - Specific limits for active trading during market hours in Day Trader profile.
Profile Switching - Users can change profiles via settings or request reset to Basic.

Pricing

Plan	Price	Includes
Basic Profile	Low commissions	Standard trading with lowest risk limits.
Active Profile	Low commissions	Increased trading limits over Basic.
Trader Profile	Low commissions	Derivatives access, Debit Money, full services.
Day Trader Profile	Low commissions	Active day trading with separate limits during market hours.

Platforms & Requirements

DEGIRO operates via web platform, iOS app, and Android app. No specific minimum requirements detailed; accessible on standard devices with internet. Higher-risk profiles like Day Trader have trading time restrictions tied to market hours.

Integrations & Ecosystem

Global stock exchanges
ETF trading
Options and warrants
Bonds and mutual funds
Debit Money transfers
Derivatives markets

Alternatives

App	Difference
Interactive Brokers	Broader global access and advanced tools for professionals vs. DEGIRO's retail European focus.
eToro	Social trading and copy trading features vs. DEGIRO's low-cost direct access.
Trading 212	Commission-free trading emphasis vs. DEGIRO's tiered profiles.
BinckBank	DEGIRO's parent origin with simpler retail services vs. DEGIRO's expanded offerings.

Reputation

DEGIRO is recognized for low trading fees and broad European market access, appealing to cost-conscious retail investors. Users appreciate the user-friendly platform but note limitations in higher-risk profiles requiring profile changes for advanced trading. Some criticism exists around connectivity issues during peak times and regulatory profile restrictions.

Sources (10)